Introduction to credit card atm dump carding EMV 2023

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Introduction to credit card atm dump carding​

Credit cards Dumps carding is far more interesting and involves a much larger group to perform it successfully. As its name suggests, offline or in-store carding means swiping the counterfeit cards at the actual stores or POS terminals to make purchases. In order to this, the buyer must convert his dumps into plastic card.

There are specific stores in the darkweb forums that specialize in creating counterfeit cards using the dump data. They provide wide verity of options based on card brands, genre etc. Their neatness and enhanced customization make them a vital part of this fraud ecosystem. But at times, there are chances of a double fraud where the fake card generating store might run away with your dump details thus leaving you with nothing. Reputation is the key to this fraud system Buy Dumps track 1&2 with pin.


What is dump carding?


A credit card dump is a type of carding in which the criminal makes an unauthorized digital copy of a credit card. This type of carding has existed for decades, but it has seen wider public awareness in recent years due to the rising prevalence of credit card forgeries, identity theft, and other types of cybercrime.

Types of Specific software used to clone a dump with pin for instore carding​

Pro carders prefer creating counterfeit cards in-house to avoid leakage of their purchased dumps. In order to do this, there are some specific hardware and software requirements.

1. Plain plastic cards or fake counterfeit cards without any data on magnetic strip.
2. Magnetic card reader/writer.
3. • Software to write Track 1, 2 and 3 data onto the plastic cards.
4. • The process begins by purchasing the counterfeit cards or plain plastic cards with magnetic strips.
5. Once the card is available, the carder now requires a combination of Encoder hardware and software to write data onto the magnetic strip
6. There are multiple variants of hardware available readily on popular ecommence websites and underground hacking forums. The most popular encoder amongst the community is the MSR206. It works fine with most versions of OS and compatible with popular encoding softwares like “thejerm” and “Exeba”.
7. The process of writing data to Magnetic strip is very much self-explanatory. The carder needs to provide Track1 or Track 2 or both the track information from the dumps into the encoder software.
8. Once the software is provided with these details, the hardware needs to be set up and the card needs to be properly placed in the encoder hardware. Once the writing process is complete, the card is now reading for shopping.

Safety tips undertaken by cloned atm dumps carders​

1. Generating fake signature at the back of the card for verification.
2. Generating fake ID. In case of large purchases, the shop might ask for a valid ID proof before accepting the card.
3. Having backup cards or cash in case the presented card payment fails. This would make the purchase look genuine to the merchant.

Offline or in-store carding may sound a bit risky but it has better success rate compared to online carding. Swipe and use is a convenient mode of payment for the merchants as well so they usually do-not look at such card usage as suspicious. On the contrary, online shopping involves computer based authentication and authorization so the chances of failure are high.

Best Places to Cash out Cloned atm card (Dump)​

Carders also keep an eye on finding out ways for a more risk-free offline carding. Some of the most discussed and widely used techniques include:

1. Choosing stores that do-not have enough security measures like CCTV camera or the supervisor is not very active in checking the card and ID before payment.
2. • Using the card at self-service gas stations or self-service grocery stores. Usually there is no payment machine supervisor present at the self-service payments and the carder can easily swipe even a white plastic card and make the payment.
3. Choosing stores that do-not have enough security measures like CCTV camera or the supervisor is not very active in checking the card and ID before payment.
4. Making sure that they are dressed properly if purchasing some expensive or luxury item

The best quality dump you will probably find are skimmed dumps. Skimmed dumps mean that the actual card was swiped onto a portable Mag Stripe reader. Therefore, using these you know you will have all the correct information for track1 and track2. Hacked dumps are usually taken from databases by you guessed it, hackers. The quality on these are the normal quality that’s out there.

How to Write Track 1 and 2 Dumps with PIN​

In this section, I am going to teach you how t write dump track 1 & 2 Follow the following step to write dump track 1 and 2:

Guide on how to use msr sofwtare to write dump​

What is MSR Software ? An MSR is a device that converts information on the magnetic stripe of a credit card into data that can be understood by retail software. … The MSR is a device that converts the information on the magnetic stripe of the credit card into computer-readable data.
Now let’s get started:

Launch the EMV.EXE​

Once you have installed, run the emv.exe as admin and enter the license key. The license key is included in the .txt note file that comes with the software.

Connect MCR200 to Your Computer​

After you successful installations, connect the MCR200 hardware to your computer and select hardware on the EMV software, then got Connect.

Set Up EMV​

After you connect the MCR200, a pop-up comes on. Note, choose your card format and click Check USD Port.

Note, select either MasterCard, Visa, etc. Depending on your card type.

Generate ARQC, Master Key, and CVV​

Click the Generate ARQC button in the EMV software for a set of unique ARQC keys.

Next, click Generate Master Key to generate a set of the master key.

Finally, mark the box that says Generate a New ICVV For Each Transaction.

Accept EPI MXI Credit Debit and ARPC Key​

Now, accept the EPI MXI credit debit and also accept the ARPC Key. Note that you have to store the ARPC Key.

Next Step​

After you accept the options step above, use EMV Tag and ICVV.

Next, click Check ARQC KEY and Check Master Key.

Set Exp. Date and Enter PIN​

In the following step, set the expiry date of the card including the month and year only. You do not need the day because credit cards request month and year of expiration only.

If you have the PIN, enter it at this stage. The PIN is not necessary though, but you cannot use the card on ATM if you do not know the PIN. So, without the PIN, you can use the card only for POS transactions.

I recommend using the card for POS only though.

Enter Track 1 and Track 2​

Now, enter track 1 and track 2. Note that track 2 will carry ‘D’ instead of the regular ‘equal sign’ (=). For example, 514563446267380=12202040570004128900 will now be 514563446267380D12202040570004128900.

The difference is that I have replaced the ‘equal sign’ with D.

The reason I am changing the ‘equal sign’ (=) to D is because the EMV software runs in .hex format and not in .txt because both POS and ATM run in .hex.

Burn the Smart Card​

After you enter the track, click Valid. The computer will display a pop-up with the information you have written on the card. It should take about 2 minutes for the computer to burn the data onto the EMV chip of the card

Specialized services in cloned credit card carding​

Since understood the most critical parts of dumps carding, based payment system, there are some other important aspects of this carding ecosystem that involves specialized services for carders.

These specialized services reduce the overall burden of running the entire carding process single-handedly.

1. Runners
2. Droppers
3. Shoppers

Runners​

Runners are the risk bearers who are on a running spree for making fraudulent transactions from counterfeit cards obtained from carders. Usually card owners have messaging/email services activated where-in the bank sends a notification message or email for any transaction made on their cards. This might alert the card owner that a fraud transaction has been made and he can request the bank to block his credit or debit card.

Runners also hold fake bank accounts in different countries and use them to withdraw cash sent using stolen cards.

Runners are the risk bearers; hence their profit margin is also high. They usually charge the carder between 40 to 60 percent of the money stolen in a single run.

Droppers​

Dropper is another interesting specialized service popular in credit card fraud business. Let us say the carder wants to do some online shopping form the dumps he purchased and he wants to buy some expensive luxury stuff. He has the card details for payment, but he also needs a shipping address that can’t be traced back to him. Droppers came out to be

The Dropper may consult with multiple carders and provide them the address details so that he can make maximum return out of his effort. Droppers may also span across different countries to facilitate overseas shopping for the carder. Once the Dropper has received all the items sent by the carder, he can then move out of his rented apartment

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